Author's Articles

• 15
  May

  How will the Federal Budget affect small businesses?

  Businesses, End of Financial Year, Featured, Tax Resources

  Last night’s Federal Budget announcement had some winners and losers. But a budget deficit of $19.4 billion was always going to mean that there would be little or no good news for small business owners, despite Treasurer Wayne Swan’s emphasis on job creation. In truth, small business will be left wanting from the lack of any significant measures designed to make doing business easier, reduce costs, improve edu

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• 26
  Apr

  Centrelink: Lower deeming rates for pensioners

  Businesses

  Despite the number of interest rate cuts we have had from the Reserve Bank of Australia, Centrelink have only started to reduce the deeming rates. Jenny Macklin, the Minister for Families, Community Services and Indigenous Affairs, announced recently a reduction in the pension deeming rates, effective 20th March 2013.

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• 19
  Apr

  Tax Time: Extra tax on your super contribution

  Businesses, Featured

  The number of changes to superannuation by successive governments has left people a little confused over the limits that apply. One of the changes made last year could mean you are subjected to extra tax if you contribute too much to your super. I’m going to summarise the current rules that apply.

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• 26
  Feb

  Are you ready for a modern retirement?

  Businesses, Featured

  Until recently, I tended to base retirement planning strategies for clients on a book from the late 90s titled The Prosperous Retirement: Guide to the New Reality by Michael Stein. Stein divided retirement into 3 stages. Each of these stages affected spending patterns differently, so we could plan for clients’ needs at each stage.

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• 11
  Feb

  2013 – Year of the stock market investment?

  Businesses, Money & Legal

  Of late, I have been inundated with emails from fund managers, share brokers and economists saying that 2013 will see a surge in the local as well as international share markets, but they caution a short term pull back is due after the recent surge. One of the main reasons for this optimism is that with interest rates so low, cautious investors are now considering a move back into the share market, albeit mainly i

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• 05
  Feb

  7 Tips for Managing Gen-Y

  Businesses

  Have you ever had to deal with a Gen Y employee in your business? If you found yourself scratching your head with them, then you need to read this.

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